Terms of Use

Last updated: 2025

1. Acceptance of these terms

By accessing or using the LifeHours website (the “Site”) or any tools, content, or services available on it (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please do not use the Site.

We may update these Terms periodically. When we do, we will revise the “Last updated” date above. Continued use of the Site after changes are posted means you accept the updated Terms.

2. Educational purpose only

The LifeHours calculator and related content are provided for general informational and educational purposes only. They are not intended as financial, tax, legal, investment, or mental health advice, and should not be relied on as a substitute for professional guidance.

Any decisions you make based on information from this Site are your sole responsibility.

3. No guarantees or warranties

We strive to provide helpful and accurate information, but we make no guarantees regarding the completeness, reliability, or accuracy of the calculators, estimates, or content on this Site.

The Services are provided on an “as is” and “as available” basis, without any warranties of any kind, whether express or implied, including without limitation warranties of fitness for a particular purpose or non-infringement.

4. Limitation of liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of the Site or Services, including any decisions you make based on calculator results, articles, or guides.

5. User responsibilities

You agree to use the Site and Services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit their use of the Site.

You are responsible for verifying any information you rely on and for seeking professional advice where appropriate.

6. Third-party links & ads

The Site may display third-party links, tools, or advertisements. We do not control these external sites or services and are not responsible for their content, policies, or practices.

Your interactions with third parties, including advertisers, are solely between you and those third parties.

7. Intellectual property

All content on the Site, including text, designs, logos, and graphics, is owned by or licensed to us and is protected by applicable intellectual property laws.

You may not copy, reproduce, or distribute any substantial portion of the Site without prior written permission, except for personal, non-commercial use.

8. Contact information

If you have questions about these Terms, you can reach us through the Contact page. We will do our best to respond in a reasonable timeframe.

Summary in plain language

In simple terms: this Site offers educational tools and content to help you think differently about money and time. You are responsible for how you use that information in your own life and decisions.

How to use this project responsibly

The healthiest use of LifeHours is as one input among many when making decisions. It is not designed to override your own judgment, values or advice from trusted professionals.

No guarantees, but genuine intent

The creators of this project cannot promise specific outcomes, but the intention is to offer clear, respectful tools that help you think more deeply about how you trade your time for money.

Healthy expectations

This project offers structured clarity, not predictions. Your situation will always include nuance this model cannot fully account for.

Encouraging reflective use

By continuing to use this Site, you agree to approach the tools and content as starting points for reflection rather than rigid rules to follow.

Respecting your context

You are the expert on your own circumstances. Any examples or scenarios in this project are illustrations only and may not match your reality.

Encouraging thoughtful interpretation

Any numbers, examples or scenarios offered on this Site are meant to be interpreted with care, in light of your own judgment and circumstances.

Changes to these terms over time

If you adapt this project, it is good practice to review and update your own terms periodically so they stay aligned with how your version of the Site actually operates.